Home Insurance
Home is an idea that transcends place and time, which is why protecting your home is probably at the top of your priority list. Additionally, depending on your situation, home insurance may be required by a homeowner’s association, landlord, or in order to qualify for a loan. At Schumacher Insurance Solutions we can introduce you to flexible and affordable solutions for homeowners insurance and a policy that will best fit your needs.
Property Insurance
The right property insurance can insure your home and personal property from forces of nature and other kinds of damage. Costly damage from fire, smoke, lightning, hail, windstorms, volcanic eruptions, freezing conditions and snow, sewer and drain backup, vandalism, collisions from vehicles may be covered under the right property insurance policy.
Homeowners Liability
If someone gets seriously injured on your property, a homeowner’s liability policy may cover the costs associated with that injury. Policies may cover medical bills, defense and court costs, and a variety of other expenses. Additionally, damage to property may also be covered. We can help you find the homeowner’s policy that is right for you.
Renters Insurance
Renter’s Insurance can help you recoup the cost of personal property that has been stolen or damaged during your tenancy. Some renter’s insurance also covers expenses if someone gets hurt on in the house, condo or apartment you are renting. Some landlords require renters to purchase Renter’s Insurance. Allow us to help you purchase the right policy for you!
Condo Insurance
Condo Insurance is similar to Renter’s Insurance; both policies cover loss and injury occurring on the property. Unlike Renter’s Insurance, however, Condo Insurance covers damage to the structure of the building, whereas Renter’s Insurance only covers damage to a renter’s personal property inside the building. Many Condo Housing Associations will require you to get Condo Insurance to protect the structure of your condo. Let us help you find the best policy.
Earthquake & Flood Insurance
Unfortunately, a standard Homeowner’s policy does not cover loss caused by a flood or earthquake. Depending on your home’s location, Schumacher Insurance Solutions can recommend the right policy to fit your needs.
Umbrella Policy
As the name implies, an Umbrella policy will cover damage that may exceed the limits of other basic insurance policies. Personal Umbrella policies may help with costs from car accidents, accidental injuries on your property, incidents involving your boat or other recreational vehicles, defense fees and other legal costs, and even claims for libel, slander and other Personal Injury claims.
What Clients Are Saying
"Pat was also able to bundle our home and auto insurance to save us even more money. I highly recommend Pat Schumacher. He went out of his way to make the switch easy for us and you can tell that he truly cares about his clients."
MICHELLE S