Pat was born in Silicon Valley and has lived in Lodi for 12 years.  He is married to Janae and they have 6 children.  Pat has been in the industry since 2007 and founded Schumacher Insurance Solutions in August 2011.  Pat’s key to success is his faith in Jesus and the support of his amazing wife.  Pat loves the opportunity that insurance provides him to meet people from all walks of life.  When Pat isn’t working he enjoys camping, boating, and hiking with his family.

Cristina was born and raised in Lodi and have 4 children, and one grandchild.  She has been in the insurance industry for over 20 years and recently celebrated her 5th anniversary with Schumacher Insurance Solutions.  Cristina’s key to success is treating her clients like they are her own family.  When Cristina is not working, she enjoys barbecuing, camping, and movie nights with her family.

Nico was born and raised in Lodi. He is married to Halie and is new to the insurance industry. Nico’s key to success is his faith in Jesus, and support from his loving wife and family. Nico loves the opportunities that insurance provides to meet new people and build lasting relationships with those he meets. When Nico is not working, he enjoys smoking cigars with the boys, golfing, exercising the 2nd amendment, hiking, reading, going on trips, spending time with his family, and playing with his dog.