Commercial Property

With a custom property insurance policy from Schumacher Insurance Solutions, you can ensure that the building itself and the personal property of your business is protected from minor accidents or a major financial loss. Our insurance specialists can help you create a policy that keeps your small-to medium-size business insured from top to bottom by covering such items as your building, all interior items, any outdoor signs on your property, on-site equipment, your inventory. Through our business endeavors and community service initiatives, we operate on a foundation of guidance, protection, and peace. We look forward to building this influence for decades to come.

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Commercial Auto

Making sure your business is covered when it’s on the road is something we take seriously at Schumacher Insurance Solutions. We will work with you to customize an insurance policy which may include: Bodily Injury Liability, Medical Payments, Comprehensive Coverage, Collision Coverage, GAP Coverage, and/or Uninsured or Underinsured Motorist Coverage.

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General Liability

If your business is held legally responsible for bodily injury or other forms of damage, you will want insurance to cover that liability. A Commercial General Liability policy may include most medical expenses, attorney fees, settlements, and other related reimbursements. We will help you look at Premises Liability Coverage, Product and Completed Operations Coverage, Premises Medical, Fire Legal Liability, and Casualty Coverage.

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Bonds & Licensing

Choosing the right bond to fit your needs can be difficult, but our aim is to make sure you get what you need to cover the risks that are required to run your business. We offer bond and licensing services that include: Performance Bonds, Contractor’s Bonds, ERISA Bonds, Fiduciary Bonds, Sub-Division Bonds, Court Bonds, Conservator Bonds, Surety Bonds, Fidelity Bonds, Public Officials, and Liquor Licenses.

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Directors & Officers (D&O) Liability

The Directors and Officers of your business could, in some cases, be legally responsible for actions or decisions they make that are related to their positions. D&O Liability coverage can protect them from many different forms of liability: from conflict of interests to mismanagement of company assets and violations of laws.

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Errors of Omissions (E&O) Liability

If you are in the business of providing advice or services, E&O insurance may cover court costs and settlements for any claims of inadequate work or actions/advice that someone argues was not reasonable.

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Commercial Umbrella

As the name implies, a Commercial Umbrella policy will cover your business in the event that a major lawsuit or accident exceeds the limits of your other business insurance policies.

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