Liability Protection

Most states require drivers to carry liability insurance, which covers damages you are responsible for in the case of an auto accident. Ideally, liability insurance will cover damage to another person’s vehicle or other property, and it will also cover injuries sustained by another person in an accident (medical expenses, loss of income and pain and suffering).

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Comprehensive & Collision

Comprehensive Auto Insurance covers damage to your vehicle caused by non-driving-related incidents such as weather, fire or theft (to name a few examples). Collision Insurance covers the costs to repair or replace your own car in the case of damage caused by another vehicle or object. At Schumacher Insurance Solutions, we can help you navigate determining when this coverage is recommended for you.

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Roadside Assistance

We can offer you a variety of packages to protect you on the road in case of breakdowns, flat tires, or anything else that may delay your travel.

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Uninsured & Underinsured Motorist

In some cases, the driver who is responsible for damage does not have insurance or has poor insurance.  Having Uninsured/Underinsured Motorist coverage will cover costs for injuries and damage, for you and your passengers when this is the case.

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Umbrella Policy

As the name implies, an Umbrella policy will cover damage that may exceed the limits of other basic insurance policies. Personal Umbrella policies may help with costs from car accidents, accidental injuries on your property, incidents involving your boat or other recreational vehicles, defense fees and other legal costs, and even claims for libel, slander and other Personal Injury claims.

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